1. Live like a college student as long as possible
  2. Don’t Use Credit Cards.
  3. Save 6 Months of Income, 9 Months if you have dependents.
  4. Put saving into cheapest S&P 500 ETF
  5. Negotiate with Cash
  6. Limit 10% in High Risk investments (e.g. Bitcoin, newest technology, etc)
  7. Buy Bulk on everyday consumables items (e.g. toothpaste, toilet paper, etc) when on sale.
  8. Read Books
  9. Introduce yourself to someone new every week.
  10. Limit television as much as possible.
  11. Increase your charitable contributions as you grow your wealth. You’ll never regret doing this.

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